Let’s Talk About Medicaid.

You can qualify for Medicaid (even if you don’t think you can).   Preface: It is not a taboo subject and you or your loved one can qualify. We bring up and discuss Medicaid with our clients as we find most Middle-Class Americans cannot afford Long Term Care, long term. Medicaid benefits can be used… read more

Five Estate Planning Myths

There are lots of misconceptions about estate planning, and any one of them can result in costly mistakes. Understanding who needs an estate plan and what it should cover is key to creating a plan that is right for you. A properly crafted estate plan allows you, while you are still living, to ensure that… read more

Top Reasons Everyone Needs a Comprehensive Power of Attorney

Top Reasons Everyone Needs a Comprehensive Power of Attorney The benefits of a highly detailed, comprehensive power of attorney are numerous. Unfortunately, many powers of attorney are more general in nature and can actually cause more problems than they solve, especially for our seniors. Below are the highlights of the benefits a comprehensive, detailed power… read more

Helping Veterans Pay for Long Term Care

There are currently over 25 million veterans alive in the United States. There are over 9 million surviving spouses of veterans currently living in the United States. Many of these veterans and surviving spouses are receiving long term care or will need some type of long term care in the near future, and there are… read more

Estate Planning, Elder Law, What’s the Difference?

The short answer: Both share similar concerns. The longer answer? The differences make all the difference. The Concerns are Similar No matter what age we’re in, life can deliver some hard knocks. Hope for the best, but plan for the worst. We can get into accidents, especially when we’re young and under the impression that… read more

Medicare and Medicaid: Unlocking the Mystery

Medicare and Medicaid have long been a mystery to many consumers. In fact, it can baffle and confuse even some of the smartest citizens. Like me, you might have thought, “I don’t need to worry about this right now.” However, it is never too early to gain a little understanding and awareness that just might… read more

Medicaid Divorce: Maybe….Maybe Not.

Harry and Wanda got married late in life. This was their second marriage, and both had children from the prior marriages. The couple wanted their children to inherit from their respective parents, so Harry and Wanda signed a prenuptial agreement to keep their property clearly separated. Unfortunately, Harry was then diagnosed with Alzheimer’s. Medical bills… read more

Joint Bank Accounts Can Tempt Trouble

Here’s an idea that sounds better than it is: Put children’s’ names on the parent’s bank account. That way, children can sign checks if parents can’t pay bills when they become ill. When the parents pass, the money goes directly to the children with no court involved. Simple. Simple does not mean good, however. Joint… read more